Base pay, page 2
Read A$6,250
Read B$6,250
Agree
Every page, read twice
Two different readers read each page. A value exists only if its words are on the page, and the quote is checked against the page’s own text.
How Proxara works.
Proxara takes borrower files and failed AUS findings, calculates qualifying income, and works out the exact loan modifications needed to pass underwriting.
Borrower file
Paystub
W-2
DU findings
Qualifying income
$8,940
Approve/Eligible
What happens to the file.
Reads paystubs, W-2s, tax returns, and failed AUS findings. Extracts financial facts and links every number directly to its source document page.
Every document, read the same way.
Photos and PDFs from the borrower, and one method for all of them: the words on the page, twice, and a person where the two reads disagree.
Commission, page 2
Read A$2,190
Read B$2,910
Held for a person
Where the reads disagree
The value is marked uncertain and held. A person decides. Nothing is resolved silently, and nothing is guessed.
Statement, March
Opening balance
Every deposit
Closing balance
Bank statements, line by line
Every deposit and every balance is read, and the statement is reconciled to its opening and closing balances before a number is used.
Compute qualifying income deterministically.
Proxara applies mortgage guidelines and lender rules to the extracted facts. A model is used strictly to read unstructured documents. All financial calculations run through deterministic code, never probabilistic model guesses.
Map AUS findings to exact restructure actions.
When DU or LPA returns a non-approve, Proxara analyzes the findings report against the verified loan facts. It isolates why the loan failed and calculates the exact adjustments needed to pass.
Instead of returning generic advice, Proxara outputs explicit, field-by-field instructions.
Run a finding through the public engine
Run the rerun loop until resolution.
The loan officer applies the proposed structure and triggers a rerun in the AUS. When new findings return, Proxara reads the updated result. If additional conditions remain, it calculates the next logical move. This loop continues until the loan receives an approval or all legitimate restructure paths are exhausted.
Loan officers copy the proposed changes into their existing workflow and press Run AUS manually.
Headless integration inside your infrastructure.
Proxara is designed to run silently inside your existing stack.
The engine deploys inside your company's private Azure environment. Sensitive borrower documents and PII are processed locally and wiped immediately upon job completion. Your team never has to open a separate dashboard or adopt a new permanent interface. Manual income worksheets and restructure queues simply disappear from the daily workflow.