Turn a DU or LPA result into the next structure to run.
Enter the current AUS result and the loan facts. Every legitimate change comes back with the value that clears the finding.
No borrower documents, no sign-up, nothing stored.
This is a working part of Proxara, not a walkthrough.
Enter what the AUS said.
Change anything. The sheet recomputes from the facts you enter, and the rerun to run sits at the foot of it.
Every value above is arithmetic on the facts typed. The rule each line stands on, with its guide section and effective date, publishes here with the encoded rulebook.
Bring the next result back. It keeps working the file.
Run the proposed structure through DU or LPA in the system you already use, and bring the new findings back. Proxara works from the new result and returns the next structure to try.
That continues until the file gets an acceptable result, or the legitimate options are exhausted. When they are, the sheet says which paths were tried and why each one closed.
Every legitimate move, and the value that clears it.
If the issue is a published debt to income, loan to value, loan amount or reserve limit, Proxara calculates the exact change required to clear it, and the sheet carries the value.
DU and LPA do not publish a passing number for every risk decision. In those cases Proxara works out the legitimate changes available and puts the strongest ones first, instead of pretending there is an exact threshold.
Proxara does not try to imitate DU or LPA. It works out the structure to test and shows why, and the real AUS tells you whether it worked.
The full product starts earlier, with the documents.
This page starts at the AUS result, so you can use it without putting borrower documents on a public website. Inside your company it starts with the file.
Every figure comes back with the calculation, the rule that produced it, and the page it was read from.
Borrower documentsQualifying incomeAUS findingsNext structureNew findingsNext move
Paystub_2025_P21.pdfPDFSyntheticYear to date earnings 58,412.90 through pay period 21 of 26.
Handle more difficult files with the same team.
Proxara takes on the work that normally pulls an experienced person into the file.
- Repeatable
- Income calculated, the AUS result read, the legitimate restructures worked through.
- Left to a person
- The grey file, the judgement call, and the decision to submit.
- The specialist
- Sees the exceptions instead of the normal path.
One file comes back as one sheet: the qualifying income with the page behind it, every rule-valid move with the value that clears it, and the rule each one stands on.
Findings_DU.pdfstructure_0001.jsonSee the full workflow, or see how it runs inside your environment.
See how the full product works
How Proxara goes from borrower documents and AUS findings to qualifying income, the next structure to run, and the next move after each new result.
See how it worksSee how borrower data is handled
Where Proxara runs, where borrower data is processed, what stays inside your environment, and what is retained after the file is worked.
See security