Insurance

Provable AI for underwriting and claims.

Underwriters and adjusters work in the AI tools they already use. Proxara seals the policyholder’s identity inside the firm, lets the whole risk picture pass through, and signs every interaction into a record an examiner can verify.

On the record

An examiner can verify it offline.

Every AI interaction is hash-linked, Ed25519-signed, and anchored to a public log. A market-conduct examiner can confirm the record was never altered on their own machine, with a key the carrier does not hold, trusting neither the carrier nor Proxara.

On the risk

The model sees the whole risk, never the person.

An application carries the BMI, the conditions, the medications, the premium, and the limits the model needs to rate the risk. Proxara seals the applicant’s name, policy number, and contact, and lets the rest pass through, so the underwriting still gets done.

What the examiner reviews

Risk surfaces as a reviewable band.

Proxara never exposes a numeric score against a person. The console shows AI activity as a band, surfaces only the material events, and keeps the rest quiet, the way a regulator expects and the way the team can actually work.

On the books

The rules a carrier already answers to.

Proxara seals the policyholder’s data and builds a signed, verifiable record, ready to reconcile against the standards below. The fairness testing and the rate filing stay the carrier’s.

  • SEC · Reg S-PSafeguarding of nonpublic personal information. Bulk exposure and file uploads to an AI tool are caught, sealed, and recorded on the signed chain.
  • NYDFS · Part 500The cybersecurity program a carrier answers to in New York. Access to policyholder data is limited and encrypted before any prompt leaves, with the logging the regulation expects.
  • GLBA · SafeguardsThe safeguarding standard the carrier answers to through its state insurance regulator. The evidence builds on the signed audit chain, not before the review.
  • EU GDPR · Art 9Health data is special category. Sealing the insured’s identity before a prompt reaches a model reduces what a processor ever receives about a named person.
  • SOC 2 · ISO 42001Confidentiality and AI-management evidence drawn from the Ed25519-signed chain, anchored to a public log, ready to reconcile.
  • NAIC · AI bulletinThe governance program twenty-four states now expect. Proxara holds the data and keeps the signed record, while the fairness testing and the rate filing stay the carrier’s.
At the exam

Ready when the examiner arrives.

The signed record Proxara builds is the evidence a market-conduct exam and a data-security review ask for. It ships with the deployment, verifiable on the examiner’s own machine, before the next review cycle.

The confidence you need to put AI to work without risk.

Tell us how your underwriting and claims teams use AI today, and our team will reply in a few hours.

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